German fintech startup Flexvelop has raised €44 million to accelerate the expansion of its flexible equipment financing platform for businesses.
The round includes €4M in equity funding from InnoVentureFonds (IFB Innovationsstarter GmbH) and Seventure Partners, along with €40M in institutional credit lines dedicated to asset financing.
Subscription-Style Equipment Financing for SMBs
Founded in 2018, Flexvelop offers an alternative to traditional leasing or bank loans by enabling companies to finance everyday business equipment on flexible terms, similar to a subscription model. Its proprietary system, called “Flexen,” allows small and mid-sized enterprises to:
- Acquire equipment without large upfront costs
- Avoid long-term commitments
- Rent, buy, or return items after a short minimum rental period
CEO Dr. Hans-Christian Stockfisch described the mission as:
“We empower companies to invest in modern equipment without tying up capital — quickly, flexibly, and efficiently.”
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Streamlined Digital Process
Flexvelop’s fully digital platform simplifies equipment acquisition in three steps:
- Get a FLEX offer directly from equipment dealers
- Complete a digital contract with instant credit checks
- Manage orders via dashboard, with automated invoicing and delivery
The company is also introducing a new brand identity as it transitions from a startup to a scaling fintech leader in business financing.
What’s Next
With the new capital, Flexvelop plans to:
- Expand its presence across Germany and Europe
- Improve operational efficiency and profitability
- Strengthen its position in the SME financing ecosystem
By combining Hanoverian financial tradition with digital innovation, Flexvelop is poised to become a go-to solution for flexible business equipment financing in Europe.
